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HOW DIBNI WORKS
From business context to professional review
The DIBNI commercial insurance introduction process starts with the business rather than forcing a customer to identify the right insurance product at the outset. The digital journey progressively gathers relevant information, prepares it into a structured enquiry and supports an appropriate professional introduction.
THE PROCESS
Six stages. One clearer commercial insurance journey
01 / THE BUSINESS
Begin with what the organisation actually does
Industry, occupation, activities, scale, locations and circumstances establish the context for the enquiry.02 / DIGITAL PROPOSAL
Ask questions relevant to that business
Industry-, occupation- and insurance-class-led questioning helps avoid a one-size-fits-all proposal experience.03 / PROGRESSIVE DISCLOSURE
Show detail when it becomes relevant
Conditional logic can reveal additional questions only when previous answers make them necessary.04 / STRUCTURED INFORMATION
Prepare a useful proposal record
Information is organised into a structured record that can support professional review, PDFs, CRM workflows and downstream processes.05 / ROUTING
Consider which insurance professional is appropriate
DIBNI seeks to align enquiries with relevant territory, class, industry and business appetite without implying capabilities that have not yet been implemented.06 / PROFESSIONAL PROCESS
The insurance professional takes the process forward
The receiving professional can assess, advise, approach markets, quote, negotiate or place business where appropriate and authorised.WHAT DIBNI DOES
Technology handles structure. Professionals retain judgement
CollectGather relevant business and risk information through a clear digital proposal journey.
OrganiseTurn responses into consistent, structured information that can be reviewed and reused downstream.
IntroduceSupport a better prepared connection between the business and an appropriate insurance professional.
FOR INSURANCE PROFESSIONALS