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RISK APPETITE
Not every insurance professional wants every risk
Insurance broker risk appetite varies by class, industry, territory, business size and specialist capability. DIBNI’s objective is to understand those preferences and improve the alignment between business demand and professional appetite.
APPETITE DIMENSIONS
Describe the business you want to receive
CURRENT POSITION
Structured appetite information
DIBNI can collect and organise information about the kinds of enquiries an insurance professional wishes to consider. That information can support manual and developing routing processes.
DEVELOPING CAPABILITY
More precise alignment over time
DIBNI intends to improve how structured enquiry data and appetite information are used together. Automated or intelligent matching should not be assumed to exist beyond capabilities specifically implemented and approved.
Right enquiry. Right insurance professional
The principle is alignment rather than indiscriminate distribution. DIBNI does not guarantee enquiry volume, conversion, quotation or placement.